Buyers
Today's mortgage rates.
Average U.S. fixed mortgage rates from the weekly Freddie Mac survey, with five years of history.
Week of October 15, 2026
Current Averages
30-year fixed
7.40%
Unchanged from last week
52-week range: 5.98% to 7.40%
15-year fixed
6.71%
Down 0.02 points from last week
52-week range: 5.35% to 6.73%
History
Rates Over Time
30-year fixed15-year fixed
Weekly
Recent Weeks
| Week of | 30-year fixed | 15-year fixed |
|---|---|---|
| October 15, 2026 | 7.40% | 6.71% |
| October 8, 2026 | 7.40% | 6.73% |
| October 1, 2026 | 7.28% | 6.60% |
| September 24, 2026 | 7.03% | 6.42% |
| September 17, 2026 | 6.95% | 6.26% |
| September 10, 2026 | 6.76% | 6.09% |
| September 3, 2026 | 6.71% | 6.04% |
| August 27, 2026 | 6.66% | 5.98% |
| August 20, 2026 | 6.65% | 5.95% |
| August 13, 2026 | 6.67% | 5.96% |
| August 6, 2026 | 6.69% | 6.01% |
| July 30, 2026 | 6.66% | 6.04% |
Source: Freddie Mac Primary Mortgage Market Survey®, via the Federal Reserve Bank of St. Louis (FRED). These are national weekly averages, not offers. Your actual rate depends on credit, down payment, loan type and lender.